Consumer lending decisions transformed with real time
Consumer lending decisions transformed with real time
Enhance consumer outcomes by strengthening credit risk, identity and fraud decisions with real time consumer credit data.
Enhance consumer outcomes by strengthening credit risk, identity and fraud decisions with real time consumer credit data.
Learn more
Learn more
updates
updates
Real-time
Real-time
Ensure accuracy and relevance with our continuous real-time credit monitoring
Ensure accuracy and relevance with our continuous real-time credit monitoring
Secure
Secure
Best in class data privacy protocols to ensure utmost consumer privacy protection
Best in class data privacy protocols to ensure utmost consumer privacy protection
Comprehensive
Comprehensive
Incorporating alternative datasets for a wholesome picture of consumer credit history
Incorporating alternative datasets for a wholesome picture of consumer credit history
Data infrastructure designed for modern consumer credit products
Data infrastructure designed for modern consumer credit products
Strengthen outcomes
for consumers
Strengthen outcomes
for consumers
Strengthen outcomes
for consumers
Leverage the most recent and frequent consumer credit types to enhance underwriting decisions, giving consumers better access to the credit that suits them.
Leverage the most recent and frequent consumer credit types to enhance underwriting decisions, giving consumers better access to the credit that suits them.
Enhance fraud
detection
Enhance fraud
detection
Enhance fraud detection
Identify first party fraud sooner, detect emerging fraud trends earlier and enable prevention teams to act quicker.
Identify first party fraud sooner, detect emerging fraud trends earlier and enable prevention teams to act quicker.
Reduce scoring costs
Reduce scoring costs
Reduce scoring costs
With the most up to date and appropriate consumer credit data, limit reliance on less indicative data sources.
With the most up to date and appropriate consumer credit data, limit reliance on less indicative data sources.
Mitigate operational risks
Mitigate operational risks
Mitigate operational risks
Limit the transmission of PII and mitigate exposure risks with state of the art data infrastructure and furnishing protocols.
Limit the transmission of PII and mitigate exposure risks with state of the art data infrastructure and furnishing protocols.
Klarna
Klarna
Afterpay
Afterpay
Afterpay
Equifax
Equifax
Zip
Zip
Natwest
Natwest
CFPB
CFPB
Built by a team from industry leading consumer lending fintechs
Built by a team from industry leading consumer lending fintechs
From a background in consumer credit, we are passionate about ensuring that consumers improve their financial health.
Consumers need better access to the right credit solutions for them, and that means accurate decisions by lenders. We have built lending products, now we want to ensure that these types of products have access to the best in class data, to make the best in class decisions.
From a background in consumer credit, we are passionate about ensuring that consumers improve their financial health.
Consumers need better access to the right credit solutions for them, and that means accurate decisions by lenders. We have built lending products, now we want to ensure that these types of products have access to the best in class data, to make the best in class decisions.
Separation of identity and credit data
Separation of identity and credit data
Separating identity and credit data enhances security, aligns with regulations like GDPR and CCPA, reduces client data handling burden, and minimizes operational risks.
Separating identity and credit data enhances security, aligns with regulations like GDPR and CCPA, reduces client data handling burden, and minimizes operational risks.
Multi-tenant
architecture
Multi-tenant architecture
Lender data is isolated whether it is in-flight or at-rest within the Qlarifi infrastructure. The data is aggregated and anoymized to produce the Qlarifi Report that lenders can use for instant risk decisions.
Lender data is isolated whether it is in-flight or at-rest within the Qlarifi infrastructure. The data is aggregated and anoymized to produce the Qlarifi Report that lenders can use for instant risk decisions.
Ledger principle data architecture
Ledger principle data architecture
Indispensable data audit and analysis via an immutable log of events representing the consumer's transactions over time ensuring the recreation of the system's state at any point in time.
Indispensable data audit and analysis via an immutable log of events representing the consumer's transactions over time ensuring the recreation of the system's state at any point in time.
Data security and consumer protection come first
Data security and consumer protection come first
contact
contact
Sales and partnerships
sales@qlarifi.com
Press inquiries
contact@qlarifi.com
Technical inquiries
engineering@qlarifi.com
Copyright 2024 Qlarifi Limited, United Kingdom. All rights reserved.
Copyright 2024 Qlarifi Limited, United Kingdom. All rights reserved.